Resolute bank

It’s been a hard year for the reverse mortgage industry, and like other lenders in the space, Resolute Bank has used the down market to rethink its business strategy.In the wake of program changes that took effect on Oct. 2nd of last year, the reverse team at Resolute took a good look at its business structure and decided it was time to return to grassroots.A federally chartered bank, Ohio-based Resolute can originate both traditional and reverse mortgage loans in all 50 states.Coming in at No. 19 on the most recent Top 100 HECM Lenders list, Resolute has done a steady reverse mortgage business in recent years, with its volume scattered but focused mostly in California, Florida, Arizona, Nevada, New York and the Carolinas.John Metcalf, Resolute’s HECM business development manager, said the changes forced the company to tighten its team and reconsider its marketing.“Our first focus post 10/2 was to look at our grassroots efforts again, focusing on the local communities,” Metcalf said. “When you’re at a federally chartered bank, as you start to expand and market or buy leads in other states, you spend less time in your local community.”Metcalf said part of Resolute’s strategy is to change that tendency.“We’ve been doing a lot of training and webinars for our team to get them refocused on grassroots,” he said. “Some of our best producers are the ones who are most consistently out meeting with their banking partners, their networking partners, financial planners, etc.”“We’ve seen some loan officers continue to be very successful post 10/2,” he continued. “The ones who are out there meeting with their referral partners consistently and aggressively are seeing their volume stay pretty strong.”Metcalf is adamant that building personal relationships is key to developing a strong reverse origination business in today’s climate.“Get involved with people you want

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US President Donald Trump has ordered the removal of iconic 150-year-old Resolute Desk from the Oval Office for refurbishment, just days after media reports suggested that Elon Musk's four-year-old son, Little X, may have wiped a booger on it during a White House visit. According to the New York Post and New York Daily News, the incident happened when Musk, the DOGE head, visited Trump with his son.During the visit, Musk's son was reportedly seen picking his soon and wiping it on the Resolute Desk after whispering something to Trump. According multiple media reports, Trump, known for his extreme germophobia, did not mention the incident in his social media post but explained the desk swap by saying, "A President, after the election, gets a choice of 1 in 7 desks."ALSO READ: What is HKU5-CoV-2, the new bat coronavirus in China that could trigger another Covid-19 pandemic? All details"This desk, the 'C&O,' which is also very well known and was used by President George H W Bush and others, has been temporarily installed in the White House while the Resolute Desk is being lightly refinished—a very important job. This is a beautiful, but temporary replacement!" US President added. Elon Musk's son was part of the press briefing on a new executive order pertaining to the billionaire's role as head of the Department of Government Efficiency. While introducing him, Donald Trump said, “This is X, and he's a great guy—a high IQ individual." Videos of X mimicking his billionaire dad and picking his nose had created abuzz online.ALSO READ: Trump removes iconic 145-year old resolute desk days after Elon Musk, son visited Oval Office. Here's whyHere are ten things you need to know about Resolute Desk:-The Resolute Desk is widely considered as the most iconic piece of furniture in the Oval Office. This double pedestal partners' desk, usually called the "Resolute desk", was made from the oak timbers of the British ship H.M.S. Resolute.-The Resolute Desk was a gift to President Rutherford B. Hayes from Queen Victoria in 1880 as a token of “goodwill and friendship”. -It has been used by every president since Hayes, excepting Presidents Johnson, Nixon, and Ford, 1964-1977, according to The White House Historical Association.-It was used in the President's Office on the Second Floor of the Residence from 1880 until 1902, at which time the office was moved to the newly constructed West Wing. This desk remained,